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credit report historyCredit Report HistoryYour credit report includes information such as marital status, changes in your name, your job information, your spouse's job information for starters. The primary content of your credit report contains information on your financial accounts including lenders, credit cards, department store cards and more. Your account type, payment history, joint owners, credit limit and balance information is listed for each account. Other accounts show up on your credit report when you have defaulted on the account in some way. For instance, if you defaulted on your rent payment, your landlord can report it and it will show up on your credit report. Other people and companies can do the same including utilities, insurance companies, stores and medical facilities. Certain public information can also appear on your credit report including bankruptcy, liens, court judgments and lawsuits. Also included on your credit report are all the people and companies that have inquired on your credit report within the last year. Note: Having a large number of inquiries on your credit report history can look bad to some potential creditors. Your credit history is important in helping lenders determine how you can best repay your loans. Good credit history is reflected with a good credit rating score in your report. To keep a good credit report history, always make all your payments on time. More Related Articlescredit history | credit rating |
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